Why You Need Life Insurance

This post is sponsored by Bestow. However, all thoughts and opinions are 100% my own.
 

Something Jordan and I always talk about in our home are how can we be smart with our money. How can we make sure we are spending, and saving it wisely. Something we talk about too (now that we have three kids) is planning and making sure the boys are taken care of in case anything were to happen to Jordan and me.

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

Today lets talk about money! I know money talk can get uncomfortable. Especially when it’s not with someone you don’t know. But we all have questions like how much should I really be spending? How much do I save? Does life insurance really matter, it’s not like I’m old or sick?

At the end of the day, how you choose to spend your money is really up to you. But I wanted to share something that Jordan and I always talk about, money, ha! I recently found out about Bestow, and I wanted to share them with you. They’re a startup right here in Texas that’s taking the uncomfortable stuff out of life insurance, like the medical exam, meeting with a stranger and talking about your death and all.

Jordan, more so than me, is very diligent with money. And I am happy he is…or else we would be like the rest of the 41% of Americans who don’t have life insurance. Can we pause for a second to let that sink in? 41% is A LOT of people.

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

As a stay at home mom, I know it can be tempting to think it’s not essential for you to have life insurance since you don’t technically get a paycheck, right? Wrong! Jordan and I don’t have life insurance just for our gain. We have it for our boys. It’s one thing we don’t have to worry about (God forbid) if something were to happen to us. We need to know that we are leaving enough for the boys to be more than okay.

Also, something to think about, if anything were to ever happen to me, Jordan is going to have to hire someone to help. He can’t stay home and not work. I’m going to put it this way…if you have kids, you need life insurance.

I know the misconception is that life insurance is hard to get, it’s too expensive, it takes too long to get. The exam, lab results, it’s all a pain in the rear. To top it off you’re never quite sure if you can really trust your agent. Does he want my money or does he have my families best interest at heart? I get it, I really do!

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

This is where I want to introduce to you Bestow. Bestow creates a customer first life insurance experience. They are transforming the game when it comes to applying for life insurance. Bestow can assess your health risk in minutes, and give you an instant quote (YAY for no medical exams or waiting). Once you receive your quote you can buy life insurance right then and there. Bestow is also backed by two huge insurance companies, both A+ rated.

This means you get the same policy as a big insurance carrier, just without all the hassle (because ain’t nobody got time for that). What use to take 2 weeks – 4 months can now be completed in less than 15-minutes, and you get the same quality of coverage. Like I said, Bestow is changing the game and making life insurance more attainable and not as expensive.

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

Bestow avoids a lot of overhead using technology which drives the cost down for a policy. Prices start at about $3/month for young people in good health. Prices go up depending on how much coverage you want.

So what’s in it for you and your family? Bestow is about to launch and anyone who signs up before they do can get their first two months paid for by Bestow (if they’re approved). Once you sign up, you can get a chance to receive a $5 Amazon gift card for every person who signs up using your personal link. They’ll also get a $5 Amazon gift card.

 

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

So here is what to do next; make sure to sign up today to get on the waitlist for Bestow! Once Bestow launches, apply and cover your whole family in minutes!

Again, what you decide to do with your money is your choice. It also needs to be what’s best for your family. But I encourage you to be prepared for your little ones and live with confidence knowing they will be taken care just in case something happens to you.

Houston Lifestyle Blogger Uptown with Elly Brown shares the importance of life insurance

 

Thank you for stopping by, have a great day!

xoxo

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I agree, insurance is super important!

Charmaine Ng | Architecture & Lifestyle Blog
http://charmainenyw.com

Living with life insurance is such a peace of mind. I’ve been in the insurance industry for two decades and I am glad that I help every family or people achieved that kind of peace of mind.

Brian Chapman

Your article is really informative! after reading your article i have learnt that life insurance is really important which protect my family in my absence. so I checked the website of life insurance company which you given in your article. From this company i get the best service for buying life insurance which is really beneficial for me. I am really thankful to you!

Daniel Lee

Before reading your article, I was thinking life insurance is worth of money. But after reading your article, I realized life is important to us and I decide to purchase life insurance. Thanks for sharing this article. Hi wFYA na YTr de if by k